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Best foreign exchange rates offered by First Choice

The Which? Group has released a report showing that First Choice offers the best foreign currency deals. High street travel agent First Choice ranked ahead of a considerable number of other currency exchange operations.

The consumer organization noted that First Choice currently offered the best rates for changing money, with a selling price of US$500 for £260.42.

Marks & Spencer were ranked second in the report, charging £260.69 for the US$500, and HSBC followed at £261.10.

The Thomas Cook travel agency was listed as the most expensive of the currency exchange operations. Consumers paid £274.73 for US$500, which is £14.31 more than First Choice charged. Both claim to offer commission-free currency.

The Post Office ranked closer to the mid-range, charging £265.59.

Which? Money editor, Martyn Hocking, said: “We often spend ages finding a great value holiday, but then forget about getting the best deal when it comes to our spending money.

“Don’t assume that commission-free means you’re getting a good rate – shop around or you could find yourself paying over the odds.”

The group also issued a warning to travellers that using a credit or debit card to make purchases when abroad could end up costing them over £20 in additional fees.

It also noted that loading and handling fees related to foreign exchange can run as high as £21.25 for a traveller spending £500 spread over five transactions.

www.which.co.uk.

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